About ReadMyPolicy

ReadMyPolicy is an instant insurance policy analyzer. Paste or upload any policy — homeowners, auto, renters, health, life, business, umbrella — and get a plain-English summary of what's covered, what's excluded, your deductibles, sub-limits, and the gotchas buried in the fine print. The whole thing takes about 30 seconds and costs $9.99.

What you get

• A letter grade (A through F) for your overall coverage quality
• A side-by-side breakdown of what's covered vs. what's excluded
• Every deductible and sub-limit pulled out and explained in plain English
• The top gotchas — things like named storm deductibles, breed exclusions, claim filing deadlines
• Numbered action items: specific questions to bring to your licensed agent

Who it's for

• —Homeowners reviewing a renewal or shopping for a new policy
• —First-time homebuyers trying to understand what they're signing
• —Renters who want to know if their belongings are actually protected
• —Anyone who's been handed a 40-page policy and doesn't know where to start
• —People preparing for a conversation with their insurance agent

Why not just use ChatGPT?

Free tools give you generic advice. ChatGPT will summarize your policy but miss the numbers that matter — your specific deductible, your specific sub-limits, your specific exclusions. ReadMyPolicy uses a specialized prompt tuned for insurance documents that extracts exact dollar amounts and flags the clauses that actually cost people money.

How it works

1. Paste or upload your document.
2. Pay $9.99 through Stripe — one-time, no account, we never see your card number.
3. A specialized AI reads the document with a prompt tuned for your use case.
4. Get a structured report with a verdict, specific numbers, and action items.

Your document is never stored. It's sent for the one analysis, the result is returned, and that's the end. We don't train on it, we don't sell it, we don't resurface it.

What this is not

ReadMyPolicy is a decision-support tool, not a substitute for a licensed professional. Use the report as a starting point for a conversation with the right expert — not as the final word.