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What is Copay?
A copay (or copayment) is a fixed dollar amount you pay for a specific covered health service, like $25 for a doctor visit. The insurance plan pays the rest of the negotiated rate.
Examples
- $25 copay for a primary care visit.
- $50 copay for a specialist.
- $10 copay for a generic prescription.
Why this matters
ReadMyPolicy surfaces copay structures so you know what a routine visit actually costs — not just what the plan brochure advertises.
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