For press · Updated 2026-04-17

ReadMyPolicy Press Kit: Common Insurance Policy Gaps 2026

ReadMyPolicy is an independent AI analyzer that helps consumers review insurance policies in about 30 seconds. Below are stats from our aggregated, anonymized user data blended with an honest seed baseline (labeled as such). Free to cite with attribution. For interviews, data cuts, or custom breakdowns, use our contact form.

Copy-paste stats

• 1,000+ — Policies analyzed.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 3.2 — Avg coverage gaps per policy.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• Flood exclusion — Most common gap.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 41% — HO policies w/ named-storm deductible ≥3%.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 68% — Policies w/ jewelry cap under $2,500.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 29% — Policies excluding specific dog breeds.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 55% — Policies missing sewer-backup coverage.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

• 33% — Homes under-insured for replacement cost.

  Source: ReadMyPolicy (2026-04-17). Based on aggregated early user data.

Downloadables

• Full dataset (CSV)
• Full common insurance policy gaps 2026 page

Contact

Press inquiries: use our contact form with subject line beginning "PRESS". We can provide custom cuts of the data (by trade, role, geography, etc) on request.